Eolea Living · Costa del Sol
Everything you need to buy in Spain from abroad.
In one place.
Our core work is finding the right property for you.
But buying in Spain involves far more than finding the property.
We coordinate every service you need — so you don’t have to source it yourself.
From the search to post-purchase management
Buying property in Spain as a non-resident means navigating a legal, fiscal, banking and administrative process in a foreign country — often remotely, without knowing the local players.
Our core work is finding the right property and representing your interests in the negotiation. But we also coordinate — whenever you need it — every complementary service required to close the transaction from your country, with full confidence and no friction.
Legal and administrative services
The legal foundation of any property transaction in Spain
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SPECIALISED LAWYER
Review of the reservation contract and the private purchase agreement. Legal due diligence on the property — charges, mortgages, easements. Legal representation throughout the process up to the notarised deed.
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NIE APPLICATION
The NIE — Foreigner Identification Number — is required for any transaction in Spain. It can be processed through the Spanish consulate in your country or directly in Spain. We guide you through the process and timelines for your specific situation.
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APOSTILLED POWER OF ATTORNEY
If you can’t travel to Spain to sign, an apostilled power of attorney allows a trusted representative to sign on your behalf. It’s granted before a notary in your home country with a Hague Convention apostille.
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GESTORÍA
Settlement of purchase taxes — VAT, stamp duty (AJD), municipal capital gains. Registration with the Land Registry. Ownership transfer at the Cadastre. Management of IBI and other recurring taxes.
Financial services
Optimising the financial structure of the transaction matters as much as finding the right property
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NON-RESIDENT MORTGAGE BROKER
Access to multiple Spanish banks specialised in non-resident financing. Comparison of terms, negotiation of interest rate and loan-to-value. Documentation management and follow-through to approval. In most cases, at no additional cost to the buyer.
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SPANISH BANK ACCOUNT OPENING
Required to set up mortgage direct debits and manage payments in Spain. Some banks allow remote account opening from your home country. We guide you on which banks work with non-resident buyers and which fits your profile.
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TAX ADVISORY FOR NON-RESIDENTS
IRNR — Non-Resident Income Tax. IBI and other recurring taxes. Optimising the purchase structure — personal name, Spanish company, or a mixed structure. Annual tax filings in Spain.
Post-purchase services
The purchase is the beginning — not the end. These services make your property work for you from day one
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RENTAL MANAGEMENT
Full management of holiday or long-term rentals — listing across platforms, tenant selection, rent collection and issue handling. For investors who want euro cash flow without managing it remotely themselves.
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MAINTENANCE & PROPERTY MANAGEMENT
Oversight of the property’s condition, coordination of repairs and preventive maintenance. For non-resident owners who need a trusted contact in Málaga to handle any issue remotely.
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RENOVATION & DECORATION
Coordination of renovation works and interior decoration. Especially relevant for resale properties, or to optimise a new-build property for high-performing holiday rental.
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INSURANCE
Mandatory home insurance linked to the mortgage and optional life insurance. Also rent-default insurance for long-term landlords. We guide you toward the right cover for each case.
How these services work
None of these services is mandatory or automatically included in our property search work. We activate them when you need them — coordinating with the right professionals for each transaction. In some cases, such as the mortgage broker, there’s no additional cost to the buyer. In others, such as the lawyer or gestoría, fees are independent and agreed directly with the professional. Our role is to connect you with the right person, oversee the process, and make sure everything moves forward in order.
The goal is for you to close a transaction in Spain from your country with the same confidence as if you were here — without having to find each professional yourself or coordinate the different parties on your own.
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The experience behind Eolea Living
The founder of EŌLEA Living is a lawyer with over 20 years of experience in the real estate sector. MBA, EUDE Business School Madrid. Licensed Real Estate Broker in Spain. Relocated to Málaga from Argentina and went through the process of buying and investing in Spain as a client — before doing so as an advisor. Active investor in his own developments on the Costa del Sol.
We know what we’re talking about — because we’ve lived it.
Have questions about any of these services?
Tell us what stage of the process you’re at and what you need. We’ll guide you with no obligation.
We respond within 24 hours.